Comprehensive Stock Analysis: PBF Energy

PUBLISHED Apr 6, 2025, 5:20:03 PM        SHARE

img
imgLong Term Investing Group on YouTube

Introduction

PBF Energy, one of the largest independent petroleum refiners in the United States, stands out in the refining and logistics industry. In this analysis, we’ll cover PBF Energy's company profile, fundamental and technical analysis, oil price trends as a potential price catalyst, and conclude with key takeaways.

Company Overview

PBF Energy, founded in 2008, emerged as a joint venture involving Petrol Plus Holdings, Blackstone Group, and First Reserve. The name "PBF" itself reflects its founders: Petrol Plus, Blackstone, and First Reserve. With an initial equity commitment of $667 million, PBF Energy has grown to become a significant supplier of unbranded transportation fuel, heating oil, lubricants, and other petroleum products.

The company's geographical reach spans across major U.S. regions—Midwest, Gulf Coast, and West Coast—and internationally to Canada, Mexico, and other global markets. PBF Energy operates through two primary segments:

  1. Refining - Converting crude oil into products such as gasoline, diesel fuel, and lubricants.
  2. Logistics - Transporting and delivering refined products to suppliers and customers through pipelines, rail, and other channels.

Understanding Oil Refining

Oil refining is an industrial process where crude oil is transformed into usable products like gasoline, kerosene, and diesel fuel. By heating crude oil at varying temperatures, it’s separated into different products based on their boiling points. PBF Energy’s operations align with this process, producing an array of products including liquefied gases, asphalt, and jet fuels.

The company owns refineries solely within the United States, boasting a combined production capacity of around 1 million barrels per day.

Company Fundamentals

PBF Energy is characterized by robust fundamentals typical of the oil and gas sector:

  • Market Capitalization: $3 billion.
  • Price-to-Earnings Ratio (P/E): 5, indicating strong valuation.
  • Price-to-Book Ratio: Below 0.5, suggesting a discount to book value.
  • Debt-to-Equity Ratio: 34%, showing reasonable leverage.
  • Cash and Debt: With close to $1 billion in cash and $2 billion in debt, the company demonstrates a manageable financial position.

The company has also been active in reducing debt, cutting it from $5 billion to $2 billion in recent years, which significantly improves its financial health.

Additionally, insider buying has been notable, with a $300 million investment by one firm. This reflects strong confidence in the company’s potential.

Technical Analysis & Stock Trends

From a technical perspective, PBF Energy’s stock had a significant bottom in 2020, aligning with the lowest crude oil prices during the global crisis. Subsequently, 2022 and 2023 were strong years, with the stock breaking previous resistance levels. However, recent trends indicate a downward trajectory, with potential for further declines.

The stock's performance is closely tied to crude oil prices, which have shown a downward trend in recent months. Unless oil prices stabilize or recover, PBF Energy’s stock could remain under pressure.

Key Takeaways

Advantages:

  1. Attractive valuation with low P/E and price-to-book ratios.
  2. Consistent debt reduction, improving financial flexibility.
  3. Significant insider buying, reflecting confidence in the company's future.

Risks:

  1. Dependence on crude oil prices, which are currently under pressure.
  2. Negative free cash flow in certain periods, reflecting volatility in operating performance.
  3. Recent increase in share count, which could dilute shareholder value.

Conclusion

PBF Energy presents a compelling investment case due to its strong fundamentals and undervaluation. However, risks associated with crude oil prices and stock dilution should be carefully monitored. With insider confidence and a well-diversified business model, PBF Energy remains a stock worth considering for long-term investors in the petroleum refining and logistics sector.

https://youtu.be/m5A7aZp40Pc?si=T1yrJDz6KYLVadLB

PBF, Buy

PBF Energy Inc.
Return: 2.90%

PBF, Buy

Return: 2.90%


Sound investments
don't happen alone

Find your crew, build teams, compete in VS MODE, and identify investment trends in our evergrowing investment ecosystem. You aren't on an island anymore, and our community is here to help you make informed decisions in a complex world.

More Reads
Should You Buy Alphabet Stock in 2025? Updated Valuation and Insights
Image

Alphabet Inc., the parent company of Google, has been making headlines with a staggering year-to-date decline of over 133% in 2025. With this dramatic drop, investors are questioning whether now is the time to buy Alphabet stock during this dip.

Amazon Stock Update: Discounted Cash Flow Analysis and Top Nine Stocks for 2025
Image

Amazon stock has been under the spotlight for years, and today, we revisit its potential with an updated discounted cash flow (DCF) model. Here's a comprehensive analysis of Amazon's valuation and why it remains one of the top nine stocks to buy in 2025.

Understanding Apple's Future Value: A Revolutionary Investment Perspective
Image

Apple Inc. is not just a technology company; it’s a life-changing force, positioning itself as an indispensable part of daily living. When evaluating the “fair price” for Apple stock, the answer is quite simple—whatever the market demands. Here's why Apple stock is more than just a number; it represents the future of health and innovation.

Micron Stock using AI Analysis: A Retired Financial Advisor’s Journey
Image

AI has elevated the process beyond simple EPS multiples. Today, I leverage an AI agent to incorporate data from financial statements, earnings reports, and SEC filings. This includes critical insights from 10-K reports, which reveal a company’s future outlook and recent activities.

Unlocking Investment Opportunities in the AI Revolution: A Spotlight on InoData
Image

The AI revolution is reshaping industries, and companies like InoData (ticker: INOD) are emerging as key players in this transformative era. With a remarkable growth rate of 177.16% over the past five years, InoData is capturing attention for its innovative approach to data solutions and its potential role in the future of AI-driven investments.

CRISPR Therapeutics: A Turning Point for the Gene Editing Pioneer
Image

Welcome back to AI Analysis! If you're passionate about investing in the future of medicine, you’re in the right place. Today, we’ll be analyzing CRISPR Therapeutics (Ticker: CRSP), the biotech pioneer that’s making waves in gene editing treatments.

Why Stellantis Is in Trouble: Financial Crisis, Tariffs, and Leadership Shakeup
Image

We’re diving into Stellantis (Ticker: STLA), the automotive giant behind Jeep, Ram, Dodge, Chrysler, Peugeot, and more. Stellantis is facing one of its worst years ever, with profits collapsing, revenue plummeting, and a CEO shakeup leaving the company scrambling. Is Stellantis headed for a turnaround or a total disaster? Let’s break it down.

Virgin Galactic Stock Analysis: Financials, Competitive Landscape, and Investment Potential
Image

We’ll dive deep into Virgin Galactic Holdings Inc. (SPCE), a pioneer in commercial space tourism that aims to take private individuals to the edge of space

DraftKings Stock Analysis: Earnings Report, Trading Volume, and Market Outlook
Image

Welcome back, Stock Squad! Today, we’re diving into DraftKings Inc. (Ticker: DKNG), the undisputed king of sports betting that has Wall Street buzzing after its stellar earnings report on February 13, 2025.

Atcore: A Hidden Investment Opportunity Despite the Stock Plunge?
Image

Atcore, a company specializing in the unassuming yet essential business of wire, cable, and pipe management, has seen its stock plummet by 67% since March 2024. While demand for its products remains strong, the market appears skeptical.

PepsiCo Stock Analysis: Is It a Bargain or Overpriced After a Historic Drop?
Image

PepsiCo stock has experienced a significant decline, dropping 26.9% from its peak in May 2023. This marks one of the largest corrections in the company's history. Investors are now asking: Is PepsiCo undervalued, or does this drop signal deeper issues? Let’s explore PepsiCo’s financial health, growth metrics, valuation, and long-term potential.

Why Seth Klarman Bets Big on Restaurant Brands International
Image

Seth Klarman recently increased his stake in Restaurant Brands International by over 10,000%, making it his seventh-largest investment at 5.5% of his portfolio. What makes this company so appealing, and is it a good investment opportunity for others?

Why Top Investors Are Flocking to PDD Holdings
Image

PDD Holdings, a Chinese e-commerce giant, is capturing the attention of prominent investors like Michael Burry and David Tepper. But what makes this company so attractive, and what should potential investors consider? Let's dive into a detailed analysis of its financial performance, growth trajectory, risks, and intrinsic value.

Evolution AB: A Hidden Gem or a Risky Bet?
Image

Evolution AB, a leader in live casino gaming, has seen its stock price decline by 37.7% over the past year, despite its exceptional fundamentals and extraordinary growth.

Home Depot: A Stable Business with Long-Term Potential or Overpriced?
Image

If you invested $11,000 in Home Depot a decade ago, you could have purchased 11 shares, which today would be worth approximately $44,336. Including dividends of $512, your total gain would amount to $33,848, representing a 385% return. This demonstrates Home Depot's resilience and ability to deliver impressive long-term results for shareholders.

Is SoFi Stock a Hidden Gem or Overpriced?
Image

SoFi Technologies (SOFI) is one of the fastest-growing fintech companies, but with a valuation of 50 times its current year earnings outlook, the question arises: Is SoFi overpriced, or is it a bargain buy?

Is AMD Stock Nearing a Turnaround or Still a Sinking Ship?
Image

AMD (Advanced Micro Devices) has been under immense pressure, shedding over 50% of its value in the last 12 months. Investors are left questioning whether the stock has finally found a bottom or if it is poised for further declines.

Discovering Grenke: A Deep Dive into a High-Risk, High-Reward Investment
Image

When it comes to uncovering undervalued stocks, Grenke - a European financial enterprise specializing in leasing - has sparked recent interest.

MicroCloud Hologram: A Deep Dive into Its Undervaluation
Image

MicroCloud Hologram (NASDAQ: MCHG) presents an intriguing opportunity for investors, with the potential for the stock price to surge by up to 4X. However, as with any investment, it comes with its fair share of risks.

United Health Group: Why Value Stocks Deserve Your Attention in a Tech-Dominated Market
Image

In today’s investment landscape, it’s easy to see why tech stocks dominate the conversation. With their explosive growth and innovation, they naturally attract attention—and investments.

Resources for Publishers
Resources for New Investors
Boosted with BossCoin
Top Investors
user_profile
Tom Hamilton
user_profile
Wise Intelligent
user_profile
Mark Robertson
user_profile
Kevin Matthews II
user_profile
Akeiva Ellis
user_profile
Brendan Dale
user_profile
Kenneth Chavis IV
user_profile
Sharita Humphrey