Have you ever tried the envelope system for budgeting? It’s such an easy and common-sense way of managing money that you can’t really go wrong. In fact, my Mom still uses the envelope system. After so many years and so many advances with electronic banking, bank cards, apps, etc. She still trusts the envelope system for budgeting more than any other.

And of course managing your budget well means that you potentially have more to invest...

Here’s my full post on using the envelope system

https://takechargeofyourmoney.blog/2021/10/13/the-envelope-system-for-budgeting/

See, what happened was: The Stock Company Filed For Bankruptcy, Then Liquidated = ME!! In the US, there are two main types of corporate bankruptcy: Chapter 11: The company will continue to operate, but it will be restructured and attempt to renegotiate its debts, and Chapter 7: The company stops operating and its assets are liquidated for cash, which is then paid to creditors in order of priority = ME. The stock gets delisted, but may trade over the counter with a "Q" at the end of the ticker symbol. Even if it sold OTC, it still takes a ‘Q’ = ME. Bankruptcy Liquidation Company Sells the Assets (building, furniture, paper clips, etc.): The order of “Who” gets paid / when: Secured creditors, such as banks; Unsecured creditors, such as bondholders; Preferred shareholders; and finally, Common shareholders = ME. Common shareholders don't receive anything unless the others are paid in full and there is money left to spare. The bankruptcy process can take years. So even if you were entitled to a small payout, you might have to wait a very long time to get it = ME.